Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.
Finance and Personal Loan
Get cash financing in less than 24 hours!
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Get a cash loan now, 3 simple and secure steps!
Choose the amount of your loan Select a credit between $250 and $1,500.
Enter your personal information We will start verifying your personal information immediately once it's submitted. If for any reason your application is denied, please rest assured that all of your information will be securely and permanently removed from all of our systems.
Get your approval in less than 24 hours You will receive a response from us within a maximum of 24 hours on weekdays and 48 hours on weekends.
Fast cash
You can choose from several plans to reimburse your loan: 3, 6 or 12 payments, whatever fits your need best.
Start a request now
We’re dedicated to making it easy for you to get a loan when life gets hard and you need money, quickly. When life throws you a curveball, we’re here to help!
Our process makes it so easy to get money quickly, within minutes your request is in our hands for approval!
Your information is kept secure at all times, all the way through the process until your money is transferred directly to your account via Interac transfer, often within 90 minutes of approval!
When you get a loan with us, credit checks are not needed.
Get answers to your questions
Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.
ou can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.
We partner with top financial institutions to offer a competitive annual rate of 28%.
is one of our methods of processing electronic payments to our clients safely and fast
is our trusted partner for risk management
is our main Financial Infrastructure For The Digital Economy
As a student, unexpected expenses can really wreak havoc on your budget. Luckily, I discovered Cash Cowboy 500. The process of getting a microloan was simple, and it allowed me to cover unexpected expenses related to my studies . Thanks to Cash Cowboy 500 for their quick and efficient support.
Emily Kingsley
Student
Home repairs can happen at any time. When I faced unexpected expenses to repair my roof, Cash Cowboy 500 was there for me. The small loan application process was quick, and I was able to resolve the problem without undue financial stress. Thanks to Cash Cowboy 500 for their valuable help.
Marc Dupuis
House Owner
As a travel enthusiast, sometimes sudden travel opportunities present themselves. For me, Cash Cowboy 500 was the savior when I needed a financial boost to grab an irresistible travel deal. Their micro loan fast and convenient allowed me to realize my dream of adventure. Thanks to Cash Cowboy 500 for its flexibility and speed.
Amélia William
Adventurous Traveler
Cashcowboy500 provides loans up to $1,500 with interest rates ranging from 9.99% to 28%, and terms from 90 days to 180 days. APRs on such loans range between 9.99% to 28%. Your actual rate will depend on a variety of factors such as your credit history and the loan amount. In case of non-sufficient funds, service fee will be charged. An example of borrowing costs paid on a $720 loan with a 3 months (90 Days) repayment period at 24% APR is a payment of $129.76 every 2 weeks, with the total repayment amount of principal and interest being $778.543 and the total cost of the loan (interest only) being $58.54.
Our company complies with Canadian laws, regulations and legal standards. If a particular situation arises during your repayment period, our collection department will work out a repayment agreement with you based on your situation. If the debtor defaults on any of the repayments under this agreement, the creditor may demand payment in full of any unpaid balance, principal, interest and costs. All judicial and extrajudicial costs that may reasonably be incurred by the creditor due to defects in a contract by the debtor will be claimed and returned to the creditor by the debtor. In the event that no payment agreement is possible between the debtor and the creditor, the creditor may assign the file to a collection agency, which may affect the debtor’s credit rating or credit score.
Short-term loans may prove an attractive solution if they are used responsibly. Short-term loans have higher interest rates than average, but they can be useful on an occasional basis and when no other options at lower rates are available. However, taking out several loans of this kind may lead to an overly high debt load and considerable financial difficulties.
